If you are fed up with renting in the UK and lining your landlord's pocket with monthly rental payments then you probably want to invest in your own first home. You might be considering affordable housing or shared ownership. In that case, joint ownership is a more flexible and sometimes cheaper alternative. If you want to know more about joint ownership or joint mortgages but as a first time buyer don't know where to start, then FirstRungNow can help you onto that first rung of the property ladder just as soon as you want! You will soon be a first time buyer. Sharing a house and living together can be good fun too never mind the benefits of sharing the mortgage payments, insurance premiums and household bills. Buying with someone else makes owning your first home a real possibility.
At our web-site at www.FirstRungNow.com you can see on our home page what we offer. Our Joint Ownership Guide details everything you could want about the legal and financial aspects. Specifically what a trust deed or declaration of trust is, all about co-habitation or co-habitee agreements, tenants in common versus joint tenants and how the finances work when you buy with others. We also offer a UK Home buyers Guide. Our Home Buyers' Guide tells you everything you could want to know about buying a house. It includes information on estate agents, surveyors, conveyancing solicitors, all different types of mortgages, insurance and even removals.
Our joint mortgages section lets you know what being a joint mortgage holder means. As we are not financial advisors or mortgage consultants ourselves, we are not able to advise in specific cases but we can give general information.